Legal General (Germany) Analysis

LGI Stock  EUR 3.10  0.09  2.82%   
Below is the normalized historical share price chart for Legal General Group extending back to September 24, 2007. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of Legal General stands at 3.10, as last reported on the 27th of February, with the highest price reaching 3.20 and the lowest price hitting 3.10 during the day.
200 Day MA
2.937
50 Day MA
3.0662
Beta
0.823
 
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Legal General Group has over 314 Million in debt which may indicate that it relies heavily on debt financing. The current Long Term Debt is estimated to decrease to about 5.2 B. The current Short and Long Term Debt is estimated to decrease to about 268.5 M Legal General's financial risk is the risk to Legal General stockholders that is caused by an increase in debt.

Asset vs Debt

Equity vs Debt

Legal General's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Legal General's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Legal Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Legal General's stakeholders.
For many companies, including Legal General, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for Legal General Group, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Legal General's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book
6.3093
Book Value
0.3784
Enterprise Value
9.1 B
Price Sales
1.4021
Shares Float
5.5 B
The Legal General's current Other Stockholder Equity is estimated to increase to about 981.7 M, while Total Stockholder Equity is projected to decrease to roughly 3.9 B. .
Legal General Group is overvalued with Real Value of 2.56 and Hype Value of 3.09. The main objective of Legal General stock analysis is to determine its intrinsic value, which is an estimate of what Legal General Group is worth, separate from its market price. There are two main types of Legal General's stock analysis: fundamental analysis and technical analysis. Fundamental analysis focuses on the financial and economic factors that affect Legal General's performance, such as revenue growth, earnings, and financial stability. Technical analysis, on the other hand, focuses on the price and volume data of Legal General's stock to identify patterns and trends that may indicate its future price movements.
The Legal General stock is traded in Germany on Frankfurt Exchange, with the market opening at 08:00:00 and closing at 22:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in Germany. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Legal General's ongoing operational relationships across important fundamental and technical indicators.
  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Legal General Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in inflation.

Legal Stock Analysis Notes

About 43.0% of the company shares are owned by institutional investors. The company last dividend was issued on the 21st of August 2025. Legal General Group Plc provides various insurance products and services worldwide. The company was founded in 1836 and is based in London, the United Kingdom. LEGAL GENL operates under Insurance - Life classification in Germany and is traded on Frankfurt Stock Exchange. It employs 7981 people. To find out more about Legal General Group contact the company at 44 20 3124 2000 or learn more at https://group.legalandgeneral.com.

Legal General Group Investment Alerts

Legal General Group has accumulated about 25.01 B in cash with (4.45 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.21, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Latest headline from news.google.com: Legal General Group Shares Cross Above 200 Day Moving Average - Time to Sell - MarketBeat

Legal Market Capitalization

The company currently falls under 'Large-Cap' category with a current market capitalization of 17.45 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Legal General's market, we take the total number of its shares issued and multiply it by Legal General's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

Legal Profitablity

Legal General's profitability indicators refer to fundamental financial ratios that showcase Legal General's ability to generate income relative to its revenue or operating costs. If, let's say, Legal General is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Legal General's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Legal General's profitability requires more research than a typical breakdown of Legal General's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 0.02 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.11 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.11.

Management Efficiency

At this time, Legal General's Intangible Assets are most likely to decrease significantly in the upcoming years. Legal General's management efficiency ratios could be used to measure how well Legal General manages its routine affairs as well as how well it operates its assets and liabilities.
Leadership effectiveness at Legal General Group is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Dividend Yield
0.0694
Operating Margin
0.1122
Profit Margin
0.0228
Forward Dividend Yield
0.0814
Beta
0.823

Technical Drivers

As of the 27th of February, Legal General secures the Downside Deviation of 2.73, mean deviation of 2.11, and Risk Adjusted Performance of 0.0734. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Legal General Group, as well as the relationship between them. Please verify Legal General Group downside deviation, standard deviation, information ratio, as well as the relationship between the coefficient of variation and variance to decide if Legal General Group is priced some-what accurately, providing market reflects its recent price of 3.1 per share.

Legal General Group Price Movement Analysis

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The output start index for this execution was one with a total number of output elements of sixty. The Extended Parabolic SAR indicator is used to determine the direction of Legal General's momentum and the point in time when it has higher than normal probability of directional change. It has more input parameters than standard Parabolic SAR indicator.

Legal General Outstanding Bonds

Legal General issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Legal General Group uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Legal bonds can be classified according to their maturity, which is the date when Legal General Group has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Legal General Predictive Daily Indicators

Legal General intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Legal General stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Legal General Forecast Models

Legal General's time-series forecasting models are one of many Legal General's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Legal General's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Legal General Group Debt to Cash Allocation

Many companies such as Legal General, eventually find out that there is only so much market out there to be conquered, and adding the next product or service is only half as profitable per unit as their current endeavors. Eventually, the company will reach a point where cash flows are strong, and extra cash is available but not fully utilized. In this case, the company may start buying back its stock from the public or issue more dividends.
Legal General Group has accumulated 314 M in total debt with debt to equity ratio (D/E) of 57.1, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Legal General Group has a current ratio of 1.59, which is within standard range for the sector. Debt can assist Legal General until it has trouble settling it off, either with new capital or with free cash flow. So, Legal General's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Legal General Group sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Legal to invest in growth at high rates of return. When we think about Legal General's use of debt, we should always consider it together with cash and equity.

Legal General Total Assets Over Time

Legal General Assets Financed by Debt

Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Legal General's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Legal General, which in turn will lower the firm's financial flexibility.

Legal General Corporate Bonds Issued

Most Legal bonds can be classified according to their maturity, which is the date when Legal General Group has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Legal Long Term Debt

Long Term Debt

5.24 Billion

At this time, Legal General's Long Term Debt is most likely to increase significantly in the upcoming years.

About Legal Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Legal General prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Legal shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Legal General. By using and applying Legal Stock analysis, traders can create a robust methodology for identifying Legal entry and exit points for their positions.
Legal General Group Plc provides various insurance products and services worldwide. The company was founded in 1836 and is based in London, the United Kingdom. LEGAL GENL operates under Insurance - Life classification in Germany and is traded on Frankfurt Stock Exchange. It employs 7981 people.

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When running Legal General's price analysis, check to measure Legal General's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Legal General is operating at the current time. Most of Legal General's value examination focuses on studying past and present price action to predict the probability of Legal General's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Legal General's price. Additionally, you may evaluate how the addition of Legal General to your portfolios can decrease your overall portfolio volatility.
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